KARE has provided an affordable and reliable workers' compensation market to independent agents since 1993 — a time when the market was tough and choices were few. We understand the daily challenges you face in marketing workers' compensation coverages to your clients, and we can help you meet those challenges. KARE offers the innovative services you expect and deserve from a workers' compensation program. Our team of experienced professionals will work with you to help you provide your clients with unparalled service in the following areas: Prompt underwriting decisions Fast turnaround quote service Competitive rates In-state underwriting services Flexible underwriting credits Competitive commissions Other states coverage Managed care and case management services Timely Premium Audit Services Low account minimum premium requirements Detailed and timely Claims Management Fully insured by an A (Excellent) carrier In-depth Safety Services for your clients Agency visitation program About KARE  |  Agent Locator  |  Regulatory News  |  Newsletter Archive Policyholders  |  Agents  |  Why Choose KARE?  |  Contact Us  |  Home Copyright © 2001-2002 Kentucky Association of Responsible Employers. All rights reserved. Questions or comments about this site? We welcome your feedback. Experiencing technical difficulties? Contact our webmaster. Site created & maintained by McBride Design