KARE has long been a provider of affordable and reliable workers' compensation insurance to Kentucky employers for both their in-state and out-of-state employees. Through our long association with Kentucky Chamber of Commerce, we have gained valuable insight into the nuances of doing business in Kentucky. We pride ourselves on knowing what is important to you concerning workplace coverage and services for protecting one of your most valuable assets — your employees.

To assist you in protecting those assets while on the job, KARE provides an extensive menu of value added services and assistance tools to make your workplace environment a safe place to work for your employees.

Our knowledgeable, service-oriented staff understands the workplace
needs of Kentucky businesses.

You can always count on us for prompt and reasonable answers to
your Coverage questions.

KARE offers a variety of flexible Payment Plans.

Premium Audit Services are conducted in a timely manner.

KARE can provide other states coverage if you have employees who travel
out of state or associated operations located outside of Kentucky.

We are committed to providing prompt, courteous, and thorough
Claims Management services.

Our statewide Managed Care Network provides access to occupationally
oriented health care providers.

Anti-Fraud Services are available to assist in detecting and investigating
any suspected claims.

KARE offers extensive on-site Safety and Loss Control Services.

Our Model Safety Program Manual will assist you in implementing.
an effective workplace safety program — or fine tuning your
existing program

Policyholders have access to our extensive Safety Video Training Library.

KARE offers group and individual Safety Workshops on subjects
pertinent to your specific needs.

The KARE Views newsletter will keep you up to date on relevant information.

If you join the Kentucky Chamber of Commerce, you will also receive discounts
on the seminars, workshops, and helpful publications offered by the Chamber.

When you add it all up, it's hard to beat the total value you get with KARE workers' compensation coverage.

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